Serious question, did anyone else have to pick between a new roof or a new HVAC unit?
My 20-year-old AC in my Grant Park bungalow died in July, and the inspection also showed the roof had maybe 2 years left. I had $15,000 saved for home stuff. I could replace the whole HVAC system for about $12,000, or do the roof for $10,500. I went with the roof because a leak would cause way more damage, and I figured I could tough out the heat with window units for a year. It was the right call, but sweating through last August was brutal. Anyone in a similar spot have tips for saving up for the next big repair?