So, that's a smart move with the offline maps. What app do you usually use for downloading them, or do you just rely on the built-in phone features? I got turned around once in a state park (total dead zone, no bars at all) and it was not fun. How detailed are the maps you download, like do they show trails and water sources? Just curious if you've found any tricks to make sure the maps are up-to-date before you head out.

Seriously? Insurance costs that much?