Found out my car insurance rate dropped just from asking about my mileage last month

I called my agent to switch my address after moving 3 miles closer to work. During the call she said my annual miles were listed at 14,000 but I only put on about 9,500 now. She changed it on the spot and my premium went down $31 a month. That's $372 a year for a 5 minute phone call I only made for the address change. Who else has ever bothered to double check how their daily commute is recorded? Has anyone else gotten a lower rate from a random detail like that?

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clark.joel1mo ago

That mileage thing got me. My buddy called to update his car payment info and mentioned he'd been working from home since 2020. His insurance company had him at 12k miles a year but he was barely doing 5k. They cut his rate almost in half lol.