My brother swore by the cash envelope system and it flopped for me in 3 weeks
He handed me actual envelopes with $60 in each one and said I'd never overspend again, but I lost a grocery envelope somewhere between the Aldi and the car in Madison and that was $60 gone. I'm back to a spreadsheet and honestly never felt better. Has the envelope thing ever actually worked for anyone here, or is it just a cute idea?